FinPlinth turns the scattered cash reality of every project — receipts, payments, financing — into one structured, trustworthy base of numbers. So every call, from a tranche draw to a board update, rests on data you can defend.
Simpler than an ERP. Stronger than a spreadsheet.
Thirty-second tour
Watch a month land: upload the trial balance your accountant already exports, confirm the mapping, commit — and every report updates itself.
Mapped once, remembered for every future month
| Head | Apr-26 | May-26 |
|---|---|---|
| Construction | (28.90) | (24.10) |
| Bank drawdown | 0.00 | 120.00 |
| Net cash flow | 39.80 | 92.50 |
| Closing balance | 183.50 | 276.00 |
A look inside
Real screens, shown on sample project data. Months across, heads down, every number computed from what your team records — never maintained by hand.
Promoter dashboard
Closing cash, net cash flow, the peak funding requirement and group runway — the numbers a promoter actually decides on, always live and consolidated across projects.
Cash-flow statement
Inflows, outflows and financing recorded at head level, by month. White cells take entry; grey cells are computed and refuse edits; locked months are read-only. Subtotals, net cash flow and closing balance are always derived.
| Head | Apr-26 | May-26 | Jun-26 |
|---|---|---|---|
| OPERATING INFLOWS | |||
| Collections – sold units | 38.40 | 41.10 | 52.30 |
| Collections – future sales | 0.00 | 12.00 | 18.50 |
| Subtotal — inflows | 38.40 | 53.10 | 70.80 |
| OPERATING OUTFLOWS | |||
| Construction | (24.10) | (31.50) | (28.90) |
| Land & approvals | (8.00) | (4.20) | (2.10) |
| Subtotal — outflows | (32.10) | (35.70) | (31.00) |
| FINANCING | |||
| Bank drawdown | 20.00 | 0.00 | 0.00 |
| Net cash flow | 26.30 | 17.40 | 39.80 |
| Closing balance | 126.30 | 143.70 | 183.50 |
Liquidity radar
Every project scored by runway, cash-out date, floor-breach month and peak shortfall. The earliest to breach rises to the top, so attention goes where the cash is tightest.
| Project | Severity | Runway | Cash-out | Floor breach | Peak shortfall |
|---|---|---|---|---|---|
| Tower A | Healthy | 9 mo | — | — | — |
| Riverside Phase 2 | Warning | 4 mo | Dec-26 | Nov-26 | ₹62.0 L |
| Hillcrestfirst to breach | Critical | 1 mo | Aug-26 | Jul-26 | ₹1,18.4 L |
Trial-balance import
Upload the trial balance your accountant already exports — .xlsx, legacy .xls or CSV, Tally's own files included. Map each ledger to a cash head once; FinPlinth remembers the mapping, learns your patterns, and pre-fills the next month. Nothing posts until you review and commit.
| Ledger from your TB | Amount | Cash head |
|---|---|---|
| Cement Purchases – Tower BDirect Expenses | 24.10 | ConstructionSaved |
| HDFC Term Loan 4211Secured Loans | (120.00) | Bank drawdownFrom history |
| Jagwani Capital A/cCapital Account | (85.00) | Equity infusionAI pick |
| Site Office RentIndirect Expenses | 1.80 | ★ Admin & overheads |
Plan vs Actual
Budget each head by month, then let the platform hold you to it. Actuals land beside the plan in the same grid, and every gap is flagged as timing or quantum drift — while there is still time to act on it.
| Head | Plan | Actual | Variance | Read |
|---|---|---|---|---|
| Collections – sold units | 45.00 | 38.40 | (6.60) | Timing — next month |
| Construction | (28.00) | (31.50) | (3.50) | Over plan |
| Land & approvals | (4.00) | (4.20) | (0.20) | In tolerance |
| Bank drawdown | 20.00 | 20.00 | 0.00 | In tolerance |
Why FinPlinth
Every cash event lands against the right project, head and month. The mess becomes a model — queryable, comparable, consolidatable.
Money in paise, figures derived by code, every change logged, closed months locked. The numbers are exact and defensible.
Statements, variance, runway and dashboards are computed from the data, never maintained on the side. What you see is current.
The problem
You're managing multiple projects, crores in receivables and a dozen cost heads — all tracked across Excel files, WhatsApp messages and verbal updates. Every month-end becomes a scramble to reconcile what was planned, what came in and what went out.
Finance teams spend more time finding the numbers than deciding with them. Calls get made on stale data or gut feel — often too late to course-correct.
FinPlinth fixes exactly this: a single structured layer where every rupee in and out is recorded against the right project, the right head and the right month — and every report is computed from it.
Use cases
Four moments every developer's finance team knows — and what each one looks like when the numbers already have a foundation.
The accountant exports a trial balance from Tally; someone re-keys it into three spreadsheets; reconciliation eats the first week of every month.
Upload the same Tally file. Ledgers map themselves from last month's confirmed choices; you review, commit, and every statement updates.
"How much do we need, and when?" triggers a scramble across sheets — and the answer changes depending on who built the file.
The funding map shows the peak requirement and its month, per project and for the group. Statements export to Excel, audit-friendly, in absolute rupees.
The CRM says one number, the bank says another, and nobody is sure which units drove the gap — so the gap survives to next quarter.
Monthly sales MIS snapshots reconcile against cash automatically. Suspect units are held out of the trends until they explain themselves; nothing is silently absorbed.
Consolidation means linking workbooks the night before; one renamed sheet and the portfolio total is quietly wrong.
The consolidated view is computed from the same cash lines the teams entered — always current, with variance against plan and a drill-down to any number's source.
The honest comparison
Excel is where every developer starts — flexible, familiar, free. An ERP is where consultants say you should end up. FinPlinth is the layer in between: the discipline of a system with the feel of the spreadsheet your team already knows.
| Excel sheets | Complex ERP | FinPlinth | |
|---|---|---|---|
| Up and running | ✓Today — it's already open | ✗Months of implementation and consultants | ✓First project set up in an afternoon |
| Feels like the tool your team knows | ✓It is the tool they know | ✗Vouchers, forms and training courses | ✓Excel-grade grid: keyboard, copy-paste, freeze panes |
| Protects computed numbers | ✗One dragged formula corrupts the sheet silently | ✓Rigid, but safe | ✓Computed cells refuse edits; subtotals always derived |
| Consolidates many projects | ~Linked workbooks that break when a sheet moves | ~Possible after heavy configuration | ✓Automatic and always live across the portfolio |
| Month locking & audit trail | ✗Anyone can edit history; no record of who or when | ✓Standard | ✓Lock a month and it rejects edits; every change logged |
| Plan vs actual variance | ~A second sheet that drifts from the first | ~A budgeting module, sold separately | ✓Built in — live, per head, timing vs quantum |
| Works with Tally | ~Copy-paste and hope | ✗Wants to replace it | ✓Imports its trial balance; learns your ledger mappings |
| Liquidity & runway visibility | ✗Whatever the last person modelled | ~Reports exist, insight doesn't | ✓Runway, cash-out and floor-breach per project, ranked |
| Cost of being wrong | ✗Free tool, expensive mistakes | ~Safe but slow — decisions wait for the system | ✓Exact paise, deterministic reports, decisions on time |
Keep Tally as your book of record — FinPlinth imports its trial balance and adds the layer Tally and Excel can't: live consolidation, plan-vs-actual and liquidity, per project.
Capabilities
One layer that records the cash reality of every project and turns it, deterministically, into the views your whole team decides on.
Excel-grade entry of inflows, outflows and financing at head level, by month, for every project.
Net cash, closing balance and peak funding rolled up across the whole portfolio in one promoter view.
Projected balances scored into severity, runway in months and the first project to breach its floor.
Budget once; variance is computed live and flagged as timing or quantum drift against a named plan.
Immutable, period-anchored sales snapshots; movement derived by delta and reconciled against cash.
Map your TB ledgers to cash heads once — it learns the mapping and suggests it next time.
Plain-English reads of your figures that quote the platform's numbers and never invent one.
Entry, reviewer, executive, admin — enforced at the data layer. Closed months reject edits; every change is logged.
Cross-project league tables, absorption and realization, so the group view is as deep as the project view.
How it works
FinPlinth sits between your site operations and your accounting system — structured data for finance, real-time visibility for management.
Set up each project once — cash heads, timeline, structure — and define the budget per head, per month. That becomes your baseline.
Budget baselineYour team enters receipts and payments against the right head, month and project in an Excel-like grid they already understand.
Cash recordingVariance, consolidated statements, liquidity radar and project rankings are always live — computed from the data, never kept on the side.
Live reportsCall the tranche, brief the board, flag the project that's tightening — on numbers that are current, exact and yours to defend.
Decision-readyThe data foundation
A plinth is only worth building on if it holds. Trust is engineered into FinPlinth's core, not promised in a brochure.
Money is integer-precise from entry to report. No rounding drift creeps into the figure you decide on.
Every measure — net CF, closing balance, runway, variance — is deterministic, computed by code and reproducible.
Every entry is timestamped and attributable. Lock a month and the platform rejects further edits to it.
Role-based access at the data layer and structural tenant isolation in the core — not just a UI that hides buttons.
FinPlinth can write a plain-English read of any period — but it is wired so the AI can never become the source of a figure. The numbers stay the platform's; the AI only supplies the words, and only when you switch it on.
Who it's for
From entry-level data recorders to group CFOs reviewing the whole portfolio — one workspace, role-scoped to each.
You run many projects at once and need one source of truth on where cash stands — without waiting for a month-end report. FinPlinth keeps that view live.
You need structured data for lender reports, investor updates and board decks without a week of consolidation. FinPlinth produces them from actuals already in the system.
You track costs, vendor payments and receipts but hate being a data-entry bottleneck. The Excel-like grid means you work the way you already do — fast, no learning curve.
You do the day-to-day recording — collections, payments, drawdowns. FinPlinth gives you a structured workspace per project, with period locking so closed months stay closed.
Common questions
FinPlinth is a recording and planning platform for real-estate project finance. It captures every receipt, payment and financing flow of each project as structured monthly data, and produces cash-flow statements, plan-vs-actual variance, receivables schedules and board-ready MIS reports that developers can defend.
Real-estate developers and their finance teams — promoters, CFOs, finance controllers and project accountants managing one or many projects. Role-based access covers data-entry staff, reviewers, read-only executives and CRM/sales teams, so each person sees exactly what their role needs.
Excel cannot stop two sheets from silently disagreeing. FinPlinth keeps one structured source of truth per project: imports map themselves after the first month, locked periods reject changes, every figure traces back to its source rows, and a report that cannot produce accurate numbers refuses to render and tells you exactly what data is missing.
No. FinPlinth is not an accounting system and does not replace Tally. You import the trial balance Tally already produces, map ledgers to cash heads once, and FinPlinth turns it into project cash-flow intelligence. It is deliberately simpler than an ERP — no vouchers, no ledgers, no accrual accounting to configure.
Upload the Excel or CSV trial balance your accountant already exports — .xlsx, .csv and Tally's .xls exports all work. FinPlinth reads the ledgers, suggests which cash head each one belongs to, and remembers every confirmed mapping so next month's file arrives mostly pre-mapped. Nothing posts to your numbers without explicit review and commit.
Yes. Every company's data is structurally isolated — one company's data cannot appear in another's queries, screens or exports. Platform operators cannot see client financial data at all unless the client grants time-boxed support access, and every such access is logged to the client's own audit trail.
Ready when you are
Structured, role-based and built for the way real-estate finance actually works. Open FinPlinth and put your numbers on solid ground.
Open FinPlinth